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What we do

We keep the deposit.
You close the deal.

Bewa turns “it's a deal” into a commitment. Buyer and seller record the terms in the app, the deposit is protected at a partner institution and only leaves it once both parties have kept the agreement set at the start, released to the seller or refunded to the buyer.

24hfor the buyer to pay the deposit after accepting
7 daysaverage time to complete the deal
1.99%fee on the deposit, minimum R$ 5
Zeropayments outside the app. Everything happens inside Bewa

What Bewa offers.

Clear agreement

Price, deposit, deadline and exit conditions recorded in an agreement both parties accept and sign electronically.

Protected deposit

The buyer pays via Pix and the money is held at a partner institution, not in the seller's account or Bewa's.

Tracking

Deadline reminders, confirmation of each step and a recorded chat in the app. Everyone knows where the deal stands.

Dispute mediation

If something goes off track, Bewa reviews the agreement, the evidence and the chat, and decides where the deposit goes.

Clear agreement

Price, deposit, deadline and exit conditions recorded in an agreement both parties accept and sign electronically.

Protected deposit

The buyer pays via Pix and the money is held at a partner institution, not in the seller's account or Bewa's.

Tracking

Deadline reminders, confirmation of each step and a recorded chat in the app. Everyone knows where the deal stands.

Dispute mediation

If something goes off track, Bewa reviews the agreement, the evidence and the chat, and decides where the deposit goes.

How it works, step by step.

  1. Step 01

    Create the agreement

    Either party describes the deal: what it is, the price, the deposit, the deadline and the exit conditions.

  2. Step 02

    Invite the other party

    Send the agreement link via WhatsApp or in the app. The other person sees a summary before accepting.

  3. Step 03

    Both accept

    Buyer and seller accept the same terms and sign electronically. Changes can be requested first.

  4. Step 04

    The deposit is protected

    The buyer pays the deposit via Pix within 24h. The money is held at the partner institution for the term of the agreement.

  5. Step 05

    The deal happens

    Inspection, delivery or service, in person. The buyer pays the rest directly to the seller. Bewa reminds you of the deadlines.

  6. Step 06

    Confirm and you're done

    Both confirm in the app and the deposit is released to the seller within 48h. The agreement is recorded, with a receipt.

Create the agreement

Either party describes the deal: what it is, the price, the deposit, the deadline and the exit conditions.

Invite the other party

Send the agreement link via WhatsApp or in the app. The other person sees a summary before accepting.

Both accept

Buyer and seller accept the same terms and sign electronically. Changes can be requested first.

The deposit is protected

The buyer pays the deposit via Pix within 24h. The money is held at the partner institution for the term of the agreement.

The deal happens

Inspection, delivery or service, in person. The buyer pays the rest directly to the seller. Bewa reminds you of the deadlines.

Confirm and you're done

Both confirm in the app and the deposit is released to the seller within 48h. The agreement is recorded, with a receipt.

Good to know

Bewa only protects the deposit. The rest of the price is paid directly between you on the day of the deal.

Where the money is

Your deposit is held by an institution regulated by the Central Bank of Brazil.

Bewa doesn't hold your money. The deposit goes into an escrow account at a partner payment institution, authorised and supervised by the Central Bank of Brazil, and stays there until the deal is done.

  • It doesn't reach the seller too early. The seller only receives it when the deal is completed or when the agreement's rules say the deposit is theirs.
  • It isn't in Bewa's account. Bewa only records the agreement and instructs the release or refund, always following what both accepted.
  • It goes back the same way. If the deposit is refunded, it goes back via Pix to the account it came from.
  • Only the real person gets paid. Releases to the seller only go to an account under the same CPF or CNPJ as the verified profile.

What never happens

  • It doesn't reach the seller too early.

    The seller only receives it when the deal is completed or when the agreement's rules say the deposit is theirs.

  • It isn't in Bewa's account.

    Bewa only records the agreement and instructs the release or refund, always following what both accepted.

What is guaranteed

  • It goes back the same way.

    If the deposit is refunded, it goes back via Pix to the account it came from.

  • Only the real person gets paid.

    Releases to the seller only go to an account under the same CPF or CNPJ as the verified profile.

What it costs.

1.99% of the deposit.
That's it.

You pay once, when you create the agreement. No surprises along the way.

  • No monthly fee
  • No fee on the full price of the deal
  • The first 100 on the list make their first agreement free

Try your deposit

You only payR$ 9.95to protect R$ 500
You only payR$ 19.90to protect R$ 1,000
You only payR$ 39.80to protect R$ 2,000
You only payR$ 99.50to protect R$ 5,000
Commitment level
Shows interest. For bigger deals, it may be too little.A fair commitment for both sides.Whoever pays thinks twice before backing out.A firm commitment: no one backs out lightly.

The fee is always 1.99%. What changes is how well the deal is protected.

Minimum fee of R$ 5. Whoever creates the agreement pays. In the first version of the app, the deposit can be up to R$ 5,000 per agreement.

Safety for both sides.

For buyers

Your money protected all the way

For sellers

Your sale truly secured
No Pix to strangersYou secure the item without sending money straight to someone you don't know.
A real commitmentYou only take your listing down when real money is backing the deal.
If the seller backs outThe full deposit comes back to you via Pix, to the original account.
If the buyer backs outWithout a reason covered by the agreement, you keep the deposit.
Agreed exit conditionsCar loan declined or inspection failed? The deposit comes back to you.
No fake receiptsThe payment lands at the partner institution and the app confirms it. No screenshots.
Item not as advertisedLegal issue or not as listed: show proof and the deposit comes back.
Same rule for everyoneAsking for a deposit through Bewa doesn't sound distrustful: it's a platform rule.
Nothing extra on the priceThe deposit is deducted from the final price. You pay nothing extra for the item.
Automatic releaseIf no one responds after the deadline, the deposit is released to you.
No Pix to strangers

You secure the item without sending money straight to someone you don't know.

If the seller backs out

The full deposit comes back to you via Pix, to the original account.

Agreed exit conditions

Car loan declined or inspection failed? The deposit comes back to you.

Item not as advertised

Legal issue or not as listed: show proof and the deposit comes back.

Nothing extra on the price

The deposit is deducted from the final price. You pay nothing extra for the item.

A real commitment

You only take your listing down when real money is backing the deal.

If the buyer backs out

Without a reason covered by the agreement, you keep the deposit.

No fake receipts

The payment lands at the partner institution and the app confirms it. No screenshots.

Same rule for everyone

Asking for a deposit through Bewa doesn't sound distrustful: it's a platform rule.

Automatic release

If no one responds after the deadline, the deposit is released to you.

What if something goes wrong?

The rules are clear before the deposit is paid. Every situation has a set outcome for the money.

The buyer backs out

Without a reason covered by the agreement, the seller keeps the deposit.

The seller backs out

The deposit goes back to the buyer, via Pix, to the original account.

An exit condition occurs

Once the agreed condition is proven, the deposit goes back to the buyer. If it's contested, it becomes a dispute.

No one confirms

After the deadline, there are 48 extra hours. With no confirmation or dispute, the deposit is released to the seller.

A dispute is opened

The other party has 48h to respond. You can settle amicably; otherwise Bewa reviews the evidence and chat and decides within 5 business days. The deposit is held until the decision.

If…The deposit goes to
  • The buyer backs outno covered reasonSeller
  • The seller backs outrefunded via PixBuyer
  • Exit conditiononce provenBuyer
  • No one confirmsafter deadline + 48hSeller
  • A dispute is openeddecision within 5 business daysBewa decides

How Bewa looks out for you.

Scams in private sales are common. That's why some rules never change.

  • Verified identitySelfie and photo ID before paying or receiving a deposit.
  • Payments only in the appBewa never asks for payment by email, WhatsApp or SMS.
  • Official linksInvites and agreements always open on the bewa.com.br domain.
  • Recorded chatThe conversation in the app is saved and counts as evidence.
  • ReputationAt the end, both rate whether the other kept their word.
  • New accountsFor the first agreements, releases have an extra 48h safety hold.
  • Verified identityselfie + ID
  • Payments only in the appnever via WhatsApp
  • Official linksonly bewa.com.br
  • Recorded chatcounts as evidence
  • Reputationmutual ratings
  • New accounts+48h safety hold

Frequently asked questions.

What is a deposit (sinal)?

It's an amount paid to secure a deal, known in Brazil as “sinal” or “arras”. It's provided for in the Brazilian Civil Code (articles 417 to 420). If all goes well, it's deducted from the final price.

How much deposit should I ask for?

The amount is up to you both. In practice, 5% to 10% of the price is common. In the first version of our app, the maximum deposit will be R$ 5,000 per agreement.

How does the buyer pay?

Via Pix, in the app, within 24h after both accept the agreement. The agreement only takes effect once the deposit is paid.

How soon does the seller get paid?

Within 48h after both confirm completion, via Pix, to an account under the same CPF or CNPJ as the profile. For a new account's first agreements, add another 48h.

Who gets the money if there is a dispute?

Bewa follows the rules the buyer and seller set in the agreement: we only carry out what you already agreed between you. To decide, we review the conversations, files and information you provided during the negotiation. For a more accurate outcome, we always recommend keeping every conversation and file recorded through our app.

Does Bewa take payment for the whole car?

No. Bewa only protects the deposit. The rest is paid directly between buyer and seller on the day of the deal.

Can I use Bewa for deals made offline?

Yes. It doesn't matter where you met: OLX, Instagram, a WhatsApp group, a “for sale” sign or a referral. The agreement is created in the app either way.

Is it only for cars?

No. We're starting with vehicles, but Bewa works for any deal with a deposit: electronics, services, venue bookings, equipment rental and custom orders.

Seal it with us.

Join the list, download the free contracts and follow the app launch.